Terms and conditions for using our financial education platform
Last updated: June 28, 2025
These Terms of Service ("Terms") constitute a legally binding agreement between you and Disquleaka Pte Ltd ("Disquleaka," "we," "us," or "our") regarding your use of our website at disquleaka.com and all related services, features, and content provided by us (collectively, the "Service").
By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Service.
Disquleaka is a financial education platform that provides:
To use our Service, you must:
Some features of our Service may require you to create an account or subscribe to our newsletter. When creating an account or subscribing, you agree to:
You are responsible for maintaining the security of your account and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.
You may use our Service for lawful purposes, including:
You may not use our Service to:
All content on our Service, including but not limited to text, graphics, logos, images, software, and design, is owned by Disquleaka or our licensors and is protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use our Service for personal, non-commercial purposes, subject to these Terms.
If you submit content to our Service (such as comments or feedback), you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and distribute such content in connection with our Service.
All content provided on our Service is for educational and informational purposes only. It is not intended as, and should not be construed as:
The provision of content on our Service does not create a financial advisor-client relationship between you and Disquleaka. We are not licensed financial advisors, and our content should not be relied upon as personalized financial advice.
All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. You should consult with qualified financial professionals before making any investment decisions.
Your privacy is important to us. Please review our Privacy Policy, which describes how we collect, use, and disclose information about you. By using our Service, you consent to the collection and use of your information as described in our Privacy Policy.
Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content or services.
Our Service is provided "as is" and "as available." We do not warrant that our Service will be uninterrupted, error-free, or completely secure.
While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, accuracy, or reliability of any content on our Service.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by applicable law, in no event shall Disquleaka, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of our Service.
You agree to indemnify, defend, and hold harmless Disquleaka and its affiliates, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of our Service or violation of these Terms.
You may stop using our Service at any time. You can unsubscribe from our newsletter at any time by following the unsubscribe instructions in our emails.
We may suspend or terminate your access to our Service at any time, with or without notice, for any reason, including if we believe you have violated these Terms.
Upon termination, your right to use our Service will cease immediately. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by:
Your continued use of our Service after any changes constitutes acceptance of the modified Terms.
These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remainder of these Terms shall remain in full force and effect.
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Disquleaka regarding the use of our Service and supersede all prior agreements and understandings.
If you have any questions about these Terms, please contact us:
Disquleaka Pte Ltd
1 Raffles Place, #20-61
One Raffles Place
Singapore 048616
Email: [email protected]
Phone: +65 6220 8888
Disquleaka operates in compliance with Singapore's regulatory framework, including but not limited to:
We shall not be liable for any failure to perform our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, strikes, or government actions.